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Notary fees

Notary fees aren't a flat fee: they depend on the region the property is in, your situation and the amount you're borrowing. This tool gives you an indicative estimate, item by item, before you even book an appointment with a notary.

Estimate my notary fees

Estimate

Leave at zero if you're buying without a loan: only the purchase deed fees apply.

Is this a first purchase?

In Brussels, the first EUR 200,000 is not taxed if the price does not exceed EUR 600,000. You register your address at the property within 3 years and stay for 5 years. If you are selling your current home within 2 years, answer Yes: the allowance then comes as a refund.

Purchase deed costs

€17,224*

Purchase deed costs

Registration duties
€12,500.00*
Notary fees
€2,321.74*
Administrative costs
€855.00*
Third-party costs (searches, certificates)
€309.00*
Mortgage transcription
€285.00*
Drafting duty
€100.00*
Duty on the annexes
€100.00*
21% VAT on the fees and costs
€753.01*
Total to budget for at the notary
€17,224*

* Indicative value, please contact your notary for your exact amount for your project.

Loan deed costs

€5,687*

Loan deed costs

Registration duties on the mortgage entry
€2,640.00*
Duty on the annexes
€100.00*
Mortgage registration costs
€1,062.00*
Notary fees
€776.04*
Administrative costs
€627.00*
Third-party costs (searches, certificates)
€55.00*
Drafting duty
€100.00*
21% VAT on the fees and costs
€327.19*
Total to budget for at the notary
€5,687*

* Indicative value, please contact your notary for your exact amount for your project.

Total to budget for at the notary€22,911*

* Indicative value, please contact your notary for your exact amount for your project.

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Indicative, rounded estimate, excluding special situations (purchase through a company, plot subject to VAT, split ownership, resale within two years). Rates current as at November 15, 2026. Registration duties, allowances and the notary fee scale change with every tax reform. The figures used here were recorded in November 2026: they must be reconfirmed before any commitment, and only the notary handling the deed can produce the final statement.

What you pay, item by item

1Registration duties
The largest share, and the only one that really changes from one region to another. It's a regional tax, it doesn't go to the notary.
2The notary's fees
Set by royal decree, on a sliding scale that's identical at every notary's office in the country. They're not negotiable.
3Administrative costs
Planning searches, land registry, mortgage registration, transcription. The tool uses an estimate, and the notary confirms the amount for your file.
4The mortgage deed
A second deed, calculated on a mortgage registration set at 110% of the amount borrowed. It only exists if you're taking out a loan.

Brussels, Wallonia, Flanders: three registration duty regimes

Registration duties are a regional tax, not a payment to the notary. Each region applies its own regime, with a different rate and different reduction conditions for the purchase of a sole and only residence.

In Brussels, the taxable base is reduced by an allowance before the rate is applied. In Wallonia, it is the rate itself that is lowered for a sole and only residence. In Flanders, the reduction applies directly to the amount of duty owed. Three different mechanisms can produce a very similar result, or a very different one, depending on the price of the property.

What difference does a sole and only residence make?

The reduced rate is reserved for the purchase of a home intended to become your main residence, provided you do not already fully own another home (or, in Flanders, a building plot). Building land qualifies in Wallonia (3% rate) and in Brussels (allowance reduced to 100,000 euros), but not in Flanders.

In Brussels, the allowance disappears at once above 600,000 euros. In Flanders, the 1,867 euro reduction only applies up to 220,000 euros (240,000 euros in some municipalities). In Wallonia, the 3% rate applies with no price cap. The calculator above applies these thresholds automatically for the region you choose.

The purchase deed and the mortgage deed: two deeds, two bills

When you borrow to finance your purchase, the notary draws up two separate deeds: the purchase deed, which transfers ownership, and the mortgage deed, which registers the mortgage securing the loan. Each carries its own registration duties, its own fees and its own VAT.

The registration duties and mortgage tax of the mortgage deed are calculated on a mortgage registration generally corresponding to 110% of the amount borrowed, a safety margin the lender requires to also cover interest in the event of default. The notary’s fees are calculated on the amount of the loan itself.

Why an estimate rather than a final amount?

Notary fees follow a decreasing scale set by royal decree, identical everywhere in Belgium, with a reduced scale for a sole and only residence: they are not negotiable and do not vary from one practice to another for the same amount. Administrative costs are set by the same tariff. The calculator does not know your case, however: a particular situation can change the amounts.

The calculator above applies the regional scales currently in force to give an indicative estimate even before making an appointment with the notary. Only the notary handling the deed can draw up the final statement for your case.